Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Do I have to pay a cancellation fee to a wedding venue after they changed the date availability?
In Kansas, the answer usually depends on the written contract, the venue’s policies, and the reason the date changed. If the venue changed its own availability and could no longer host your wedding on the agreed date, th...
What are my rights if my car insurance company says my accident claim is worth less than the repair estimate?
If your car insurance company says your accident claim is worth less than the repair estimate, that usually means the insurer is questioning some part of the repair bill, the damage estimate, or the value of the loss. In...
What are my rights if my loan was discharged for disability and then reinstated?
If a loan was previously discharged because of disability and later reinstated, your rights usually depend on why the reinstatement happened, what notice you received, and what type of loan is involved. In general, a len...
My neighbor’s tree drops fruit all over my driveway and attracts rats. Any legal remedy?
In California, a neighbor’s tree dropping fruit onto your driveway can sometimes lead to a legal issue, but the answer usually depends on the facts. In general, tree branches, roots, leaves, and fruit that cross a proper...
What are my rights if my bank refuses to reimburse unauthorized ATM withdrawals?
If you are in Kentucky and your bank refuses to reimburse unauthorized ATM withdrawals, your rights usually depend on the facts, your account agreement, and the consumer-protection rules that apply to electronic fund tra...
How do I file a claim against a caterer who canceled my event last minute?
If a caterer in Massachusetts canceled your event at the last minute, you may have a contract dispute, a consumer complaint issue, or both, depending on the facts. In general, the first step is to gather the written agre...
What are my rights if my college closed before I finished my degree and I still owe $18,000?
If your college closed before you finished your degree, you may have several possible rights and options, but they depend heavily on the facts. In Illinois, the first question is usually what kind of money you still owe:...
Do I have to pay a cancellation fee if the service provider rescheduled multiple times?
In general, maybe not—but it depends on the contract, the provider’s policies, and what happened before the cancellation. If a service provider repeatedly changed the appointment date or time, that may affect whether a c...
Is it legal for a towing company to tow my car from a private lot without clear signage?
In North Carolina, the legality of a tow from a private parking lot can depend on several facts, including who owned or controlled the lot, whether the driver had permission to park there, and whether the lot gave notice...
How do I stop a debt collector from adding interest to an already disputed debt?
In general, a debt collector may not simply add interest whenever it wants, but whether interest can continue to grow depends on the original agreement, the type of debt, the creditor’s rights, and the applicable law. If...
How do I get a refund from an airline that canceled my flight but only offered credit?
If an airline canceled your flight and offered only travel credit, you may be able to ask for a cash refund instead, depending on the ticket terms, the reason for the cancellation, and the governing consumer protection r...
Can I Cancel a Solar Panel Contract After the Installer Delays for Months?
In general, maybe — but it depends on the contract terms, the reason for the delay, and what has happened between you and the installer since the project was signed. In Arizona, a long delay by itself does not automatica...
Is it legal for a landlord to charge an application fee and deny me without explanation in Rhode Island?
In general, yes, a landlord in Rhode Island may be allowed to charge an application fee and may also be allowed to deny an application without giving a detailed explanation. That is often true in ordinary rental screenin...
Do I have to return company tools before getting paid my final wages?
In general, an employer may ask for company tools, equipment, keys, badges, uniforms, or other property to be returned when employment ends. But the question of whether your final wages can be delayed until those items a...
What are my rights if a company recorded my sales call after I said I did not consent?
If a company recorded your sales call after you clearly said you did not consent, that may raise legal issues in California. In general, California is a two-party consent state for many confidential communications, which...