Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
My Employer Reduced My Commission After the Sale Closed — Is That Legal?
In Florida, whether an employer may reduce your commission after a sale closes usually depends on the commission agreement, company policy, and when the commission was earned under the applicable arrangement. In general,...
Can I Sue a Used Car Dealer for Selling Me a Stolen Motorcycle?
If a used car dealer in Louisiana sold you a motorcycle that turns out to be stolen, you may have legal claims, but the available claims depend heavily on the facts. In general, a buyer who unknowingly receives stolen pr...
Is it legal for a landlord to charge a $150 application fee in Connecticut?
In Connecticut, a landlord may be able to charge an application fee, but whether a $150 fee is legal depends on the facts and on any limits that apply under state or local law. Because no source material was provided for...
Can a Car Dealer Refuse to Return My Deposit After Financing Fell Through?
In California, whether a car dealer can keep your deposit after financing falls through usually depends on the exact paperwork, what kind of deposit it was, and whether the sales agreement was truly final. In general, a...
I ordered a custom dress and it looks nothing like the sample. Can I refuse it?
In general, maybe. If a custom dress is materially different from the sample, the finished item may be treated as nonconforming to the agreement, which can give the buyer a basis to complain, refuse acceptance, or seek a...
Is it legal to record a conversation in a busy restaurant if the other person did not consent?
In California, the answer is often no if you are secretly recording a confidential conversation and the other person did not consent. California is generally considered a two-party consent state for confidential communic...
Is it legal for debt collectors to call my parents about my student loans?
In general, a debt collector may be allowed to contact a parent about a student loan, but only in limited ways. Federal debt collection rules usually restrict collectors from discussing your debt with third parties. That...
What happens if an AI-generated image includes a fake watermark that looks like another artist’s signature?
In general, an AI-generated image that includes a fake watermark or a signature-like mark resembling another artist’s signature can create legal risk. The exact consequences usually depend on what the mark is, whether it...
What are my rights if a debt collector recorded me after I said I did not agree to be recorded?
In Illinois, a debt collector recording you after you said you did not agree to be recorded may raise privacy and consumer-protection concerns. Whether the recording was lawful can depend on the facts, including who was...
How do I appeal a denied Public Service Loan Forgiveness application?
If your Public Service Loan Forgiveness (PSLF) application was denied, the first step is usually to read the denial notice carefully and identify the stated reason for the denial. In general, PSLF denials are often tied...
Can a court settlement payment become unclaimed property if the law firm cannot reach me?
Yes, a court settlement payment can sometimes become unclaimed property if the money cannot be delivered to you and remains unclaimed for a period of time. In general, when a law firm or other holder is trying to distrib...
What are my rights if my fiancé understated their income before I signed?
If your fiancé understated their income before you signed a document, your rights in North Dakota will usually depend on what you signed, what the income statement was used for, and whether the understatement was a mista...
Do I have to prove emotional distress in an online defamation case in Mississippi?
In general, emotional distress can be relevant in an online defamation case, but it is not always the only thing a person must prove. Whether you need to show emotional distress depends on the type of defamation claim, t...
Is it legal for a subscription service to keep billing after I removed my payment method?
In general, a subscription service may not be allowed to keep charging you forever just because your old payment method is still on file. But removing a card, bank account, or other payment method does not always automat...
What happens if someone posted a false accusation in a Discord server with 300 members?
If someone posted a false accusation in a Discord server with 300 members, the main legal issue is often whether the statement can be treated as defamation under Wisconsin law. In general, a false statement shared with o...