Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Do I have to pay an early termination fee if my internet service was down for 18 days?
In general, maybe not automatically. If your internet service was down for 18 days, that outage may matter when a provider tries to charge an early termination fee, but the answer usually depends on the contract language...
How do I get a refund from a travel booking site that canceled my reservation but kept the service fee?
In Tennessee, the answer usually depends on the booking site’s terms, how the fee was described, and what the site actually promised when you booked. If the site canceled your reservation, you may have a stronger argumen...
What are my rights if a contractor leaves hazardous materials on my property?
If a contractor leaves hazardous materials on your property, you may have several possible rights under Alabama law and general contract, property, and tort principles. In general, you may be able to demand that the cont...
Can a phone company keep billing me after I ported my number out?
In general, a phone company should not keep charging you for service that has actually ended, but a bill after you port your number out does not always mean the charge is improper. In many situations, carriers continue b...
How do I calculate damages for online defamation against my small business?
For a small business, damages in an online defamation claim are usually about showing the money loss and other harm that may have flowed from the false statement. In general, the starting point is to identify what was sa...
What are my rights if a storage unit company auctioned my belongings even though I paid online the day before?
If a storage unit company auctioned your belongings after you paid online the day before, the first question is whether the payment was actually received, posted, and credited before the auction took place. In general, a...
Can a Dentist Send Me to Collections While Insurance Is Still Processing?
In general, yes, a dentist may be able to send a bill to collections even if your dental insurance claim is still processing, but the answer often depends on the billing agreement, the insurer’s processing timeline, and...
Can my insurance rates go up after an accident that was not my fault?
In Missouri, your insurance rates may go up after an accident even if you were not at fault, but it depends on the insurer, the policy, and the facts of the claim. A not-at-fault accident does not automatically mean your...
Is it legal for someone to post my mugshot and falsely say I was convicted?
In Kentucky, posting someone’s mugshot and falsely saying they were convicted may raise legal issues, but the answer depends on the facts and the exact words used. In general, false statements that harm a person’s reputa...
What happens if my security camera captures audio of guests talking in my living room?
In California, the fact that a security camera captures audio in a living room can raise privacy and consent issues, especially if guests did not know they were being recorded. In general, California is known for strict...
Do I have to delete a recording if I later realize I did not get proper consent?
In Florida, the answer depends on what was recorded, how the recording was made, and what “proper consent” means in the specific situation. In general, Florida is a state where recording private communications can raise...
Can I Get a Refund If a Concert Was Postponed Instead of Canceled?
In general, whether you can get a refund after a concert is postponed instead of canceled depends on the ticket terms, the venue or promoter’s policy, and the facts of the delay. A postponement is usually treated differe...
How do I respond legally to a defamatory post without making things worse?
In general, the safest response to a potentially defamatory post is to slow down, preserve evidence, and avoid posting an emotional reply right away. A public argument can sometimes amplify the post, create new conflicts...
What happens if a roommate secretly installed a camera in our shared bathroom?
If a roommate secretly installed a camera in a shared bathroom, that can raise serious legal and safety concerns in Texas. In general, a bathroom is one of the most private places in a home, and secretly recording people...
Is it legal for a school to withhold my transcript because I owe an old tuition balance?
In general, a school may have some ability to withhold an official transcript if there is an unpaid tuition balance or other outstanding account balance. That said, whether the school can do so depends on the type of sch...