Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can I sue a towing company for charging $650 after my car was parked for 20 minutes?
In Alabama, a towing charge this high may feel unreasonable, but whether you have a legal claim usually depends on the facts. The key issues are often whether the lot or property had clear tow warnings, whether the car w...
Can I claim lost income if I drive for DoorDash and my car was in the shop for two weeks?
In general, you may be able to claim lost income if another person or company caused the car damage that kept you from driving for DoorDash, but the answer depends on the facts and the available proof. In California, los...
A neighbor keeps using my trash bins and I’m getting overage fees. Any recourse?
If a neighbor is repeatedly using your trash bins and you are being charged extra fees, there may be practical and legal options, but the best response usually depends on the facts, the type of housing, and local Oregon...
My storage unit had water damage and they say insurance was “required” but never explained. Who is responsible?
In Texas, responsibility for water damage in a storage unit usually depends on several things at once: the rental agreement, any insurance requirement in the contract, what caused the water damage, and whether the facili...
What happens if a defamatory video was shared thousands of times before removal?
If a defamatory video was shared thousands of times before it was removed, the main legal concern is usually the size and spread of the harm. In general, the more widely a false and damaging video is circulated, the more...
My Apartment Flooded From the Unit Above — Who Pays for My Damaged Furniture?
In Illinois, the answer usually depends on what caused the flood, who may have been negligent, and what insurance coverage is available. If water came from the unit above, the upstairs tenant, the upstairs landlord, the...
Can a Debt Collector Contact My Parents About My Credit Card Debt?
In general, a debt collector may be allowed to contact your parents in limited situations, but usually not to discuss your debt in a way that pressures them or treats them as if they owe the money. In Missouri, federal d...
Dry cleaner shrunk an expensive wool coat and offered a $25 credit. Is that all I can get?
In Massachusetts, the answer is usually “it depends.” If a dry cleaner damaged or shrank your wool coat, the amount you may be able to recover often depends on the terms on your claim ticket or receipt, the cleaner’s pol...
What are my rights if my safe deposit box contents were turned over to the state?
In Washington, if the contents of a safe deposit box were turned over to the state, the situation usually involves unclaimed property rules. In general, a financial institution may transfer abandoned or unclaimed safe de...
Can I qualify for teacher loan forgiveness and PSLF for the same teaching years?
In general, you may be able to have the same teaching years considered for both Teacher Loan Forgiveness and Public Service Loan Forgiveness (PSLF), but the rules are not always simple and the programs do not work in exa...
What happens if my credit card dispute is rejected without investigation?
If a credit card dispute is rejected without investigation, it usually means the card issuer decided not to change the charge or issue a provisional credit based on the information it had at that time. In general, that d...
Do I have to ask the platform to preserve evidence before the post disappears?
In general, if you think an online post, message, account record, or platform log may matter in a legal dispute, it is often a good idea to think about preservation early. Once content disappears, gets deleted, or change...
How do I enforce a small claims judgment against a business that closed?
If you won a small claims judgment against a business that later closed, enforcement can still be possible, but it often depends on what happened to the business, who owned it, and whether any assets or insurance remain....
What happens if a roommate secretly installed a camera in our shared bathroom?
If a roommate secretly installed a camera in a shared bathroom, that can raise serious legal and safety concerns in Texas. In general, a bathroom is one of the most private places in a home, and secretly recording people...
Does Living With Cats Mean I Accepted Responsibility for Pet Damage?
In general, simply living with cats does not automatically mean you accepted legal responsibility for any pet damage. In New Jersey, as in many places, responsibility usually depends on facts such as who owned the cat, w...