Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I file a small claims case in Alabama over a contractor who took my $2,500 deposit?
In Alabama, a small claims case may be one way to ask a court to decide a dispute over a contractor deposit, including a claim involving $2,500. In general, small claims courts are designed for lower-dollar disputes and...
Do I have to pay a debt collector if they cannot prove the debt is mine?
In general, a debt collector should be able to identify what debt it is trying to collect and why it says you owe it. If a collector cannot provide enough information to connect the debt to you, that may raise a serious...
How do I get a defamatory Reddit post removed if the poster is anonymous?
If a Reddit post seems defamatory and the poster is anonymous, there are usually a few practical and legal paths to try. The first step is often to preserve evidence, because posts can be edited or deleted quickly. Take...
Is it legal for someone to threaten to damage my car if I keep parking near their house?
In general, a person in Washington is not automatically allowed to threaten to damage your car just because they do not like where you park. A threat to damage property may be unlawful depending on what was said, how it...
How do I handle a warranty company that keeps delaying repairs for months?
If a warranty company keeps delaying repairs for months, the first step is usually to document everything carefully. Keep copies of the warranty, repair requests, inspection notes, emails, text messages, call logs, and a...
Do I Have to Pay a Medical Bill I Never Received Until It Went to Collections?
In general, you may still owe a valid medical debt even if you never personally received the bill before it was sent to collections. In Virginia, as in many states, the key questions are usually whether the medical servi...
What happens if my bank let an automatic subscription charge go through after I revoked authorization?
If you revoked authorization for an automatic subscription and your bank still let the charge go through, the situation may involve both the merchant and the bank. In general, whether money can be taken depends on how th...
Can a Towing Company Charge Me Hundreds of Dollars for One Day?
In Mississippi, a towing company may be able to charge substantial fees for a single day, but whether the amount is reasonable depends on the facts. Towing bills can include more than the tow itself. They may also includ...
How do I cancel a subscription that requires certified mail notice to terminate?
If a subscription contract says you must give notice by certified mail to cancel, the safest general approach is to follow those instructions exactly. In Utah, as in other states, the terms of the agreement often matter...
I bought a mattress online and the return window ended before it fully expanded. Any rights?
In California, you may have some options, but the answer usually depends on the seller’s return policy, the product listing, and whether the mattress was defective or not as described. A mattress that arrives compressed...
Do I have to accept arbitration when a home warranty company refuses to cover my broken air conditioner?
In South Carolina, you usually have to start with the terms of the home warranty contract. Many home warranty agreements include an arbitration clause, which may require disputes to go through arbitration instead of cour...
How do I handle a landlord who is charging me for water bills from before I moved in?
If a landlord is trying to make you pay water bills from before you moved in, the first question is whether your lease clearly says you are responsible for those charges. In general, a landlord usually cannot shift earli...
Is it legal for a business to claim I assumed the risk because the floor was obviously wet?
In Nevada, a business may try to argue that a customer assumed the risk if the danger was open and obvious, including a wet floor that seemed easy to notice. But that does not automatically end the issue. Whether the arg...
What are my rights if a business reported my customer credit balance as abandoned?
If a business reported your customer credit balance as abandoned, you may have rights to notice, to claim the balance, and to challenge the reporting if the balance was not actually abandoned under applicable law. In gen...
What Should I Do If a Car Wash Damaged My Vehicle?
If a car wash damaged your vehicle, the first step is usually to document the damage as clearly as possible. Take photos and videos of the vehicle, the damaged area, the car wash equipment or bay if visible, your receipt...