Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What happens if my credit card dispute is rejected without investigation?
If a credit card dispute is rejected without investigation, it usually means the card issuer decided not to change the charge or issue a provisional credit based on the information it had at that time. In general, that d...
Do I have to ask the platform to preserve evidence before the post disappears?
In general, if you think an online post, message, account record, or platform log may matter in a legal dispute, it is often a good idea to think about preservation early. Once content disappears, gets deleted, or change...
How do I enforce a small claims judgment against a business that closed?
If you won a small claims judgment against a business that later closed, enforcement can still be possible, but it often depends on what happened to the business, who owned it, and whether any assets or insurance remain....
What happens if a roommate secretly installed a camera in our shared bathroom?
If a roommate secretly installed a camera in a shared bathroom, that can raise serious legal and safety concerns in Texas. In general, a bathroom is one of the most private places in a home, and secretly recording people...
Can I cancel a timeshare contract within 10 days if I signed it while on vacation?
In general, maybe—but it depends on the contract terms and the law that applies to your purchase. A timeshare agreement signed while on vacation is often a high-pressure transaction, and many timeshare purchases include...
What are my rights if the insurance company wants me to use a specific repair shop?
In general, an insurance company may recommend or prefer a particular repair shop after a claim, but that does not always mean you are required to use it. In Maryland, as in many states, the details usually depend on you...
The roofer says the leak is “normal settling” three months after replacement. What can I do?
In Pennsylvania, a roof leak that appears a few months after a replacement may be frustrating, but the right response usually depends on what the contract promised, what the roof was supposed to do, and what evidence exi...
Can I Get Out of a Car Purchase If the Dealer Hid Accident History?
In Texas, you may have options if a dealer hid or failed to disclose important accident history when selling a car, but the available remedies depend heavily on the facts. The key questions are usually whether the accide...
Does Living With Cats Mean I Accepted Responsibility for Pet Damage?
In general, simply living with cats does not automatically mean you accepted legal responsibility for any pet damage. In New Jersey, as in many places, responsibility usually depends on facts such as who owned the cat, w...
What happens if I bought a mattress online and the company refuses to honor its 100-night trial?
If you bought a mattress online and the company refuses to honor a promised 100-night trial, the issue is usually about the seller’s contract terms and any consumer-protection rules that may apply in Delaware. In general...
Do I have to prove the person knew the statement was false?
In general, it depends on the type of legal claim and the facts. In some disputes, proving that the speaker knew a statement was false can be important. In others, the law may focus more on whether the statement was fals...
What are my rights if a student loan settlement company charged $900 and did nothing?
If a student loan settlement company in Oklahoma charged you $900 and then did little or nothing, you may have several possible consumer-law concerns, depending on exactly what was promised, what was delivered, and how t...
Do I have to pay a cancellation fee to a wedding venue after they changed the date availability?
In Kansas, the answer usually depends on the written contract, the venue’s policies, and the reason the date changed. If the venue changed its own availability and could no longer host your wedding on the agreed date, th...
Can I record audio on my home security cameras if contractors are working inside my house?
In Massachusetts, recording audio on a home security camera may raise legal issues because audio recording can be treated differently from video recording. In general, people are often more comfortable that video of acti...
Is it legal for the other driver’s insurer to deny my claim without explaining why?
In general, an insurance company should not simply leave you guessing after denying a claim. In Arizona, as in many states, a denial is usually expected to be communicated in a way that gives at least some notice of the...