Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if a business reported my customer credit balance as abandoned?
If a business reported your customer credit balance as abandoned, you may have rights to notice, to claim the balance, and to challenge the reporting if the balance was not actually abandoned under applicable law. In gen...
What Should I Do If a Car Wash Damaged My Vehicle?
If a car wash damaged your vehicle, the first step is usually to document the damage as clearly as possible. Take photos and videos of the vehicle, the damaged area, the car wash equipment or bay if visible, your receipt...
What happens if my insurance policy is canceled without proper notice?
If an insurance policy is canceled without proper notice, the cancellation may not be effective right away, depending on the policy language and Wyoming insurance rules that apply. In general, insurers are usually requir...
What happens if an online order was marked delivered but sent to the wrong address?
If an online order is marked delivered but it was sent to the wrong address, the main issue is usually whether the seller, carrier, or someone else still bears responsibility for getting the item to you. In general, a “d...
Do I Have to Return Wrong Items Sent With My Buyee Order From Japan?
If Buyee or a seller sent you the wrong item, the answer is usually fact-specific. In general, whether you have to return it depends on the purchase terms, who made the mistake, what was delivered, and whether any return...
What are my rights if an app recorded audio during a support call without clear notice?
In California, a call recording without clear notice can raise privacy and consent concerns, but the legal answer usually depends on the facts. The most important questions are whether the call was actually recorded, whe...
What happens if I made 120 payments but some were under the wrong repayment plan?
If you made 120 payments but some of them were made under the wrong repayment plan, the key issue is usually whether those payments still count toward the forgiveness or loan-relief program you were trying to qualify for...
Do I have to pay taxes on student loans that are forgiven through PSLF?
In general, federal Public Service Loan Forgiveness (PSLF) is designed so that forgiven federal student loan debt is not treated the same way as regular taxable income. For many borrowers, the forgiven amount under PSLF...
Can I sue a contractor for unfinished kitchen work if we only had text messages and payment receipts?
In general, yes, a contractor dispute can sometimes be pursued even if the agreement was mostly handled by text messages and payment receipts. In Montana, as in many states, the lack of a formal written contract does not...
What happens if I miss one credit card payment by 12 days but paid it before the next statement?
If you are in Ohio and you missed one credit card payment by 12 days but paid it before the next statement, the most common result is that the account may be treated as late for that billing cycle, even if you later caug...
Can my statement be used in court if I was never told I could remain silent?
In general, a statement can sometimes be used in court even if you were never told that you could remain silent. The answer often depends on who asked the questions, where the statement was made, and whether the setting...
Can I Press Charges for Fake Evidence and Reputation Damage in Georgia?
In Georgia, the answer usually depends on what happened, who made the fake evidence, and how it was used. In general, a private person does not personally “press charges.” Criminal charges are usually handled by law enfo...
How do I dispute a $700 ambulance bill that my insurance says should have been covered?
If your insurance company says an ambulance ride should have been covered but you still received a $700 bill, the first step is usually to identify where the breakdown happened. In many cases, the issue may involve the i...
What happens if the online statement was partly true but included false details?
In general, a statement can still create legal problems even if part of it is true. In Connecticut, as in many states, the legal issue is often not whether every word was false, but whether the overall message was mislea...
Do I have to ask the platform to preserve evidence before the post disappears?
In general, if you think an online post, message, account record, or platform log may matter in a legal dispute, it is often a good idea to think about preservation early. Once content disappears, gets deleted, or change...