Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if my mechanic installed used parts instead of new ones without telling me?
If a mechanic installed used parts instead of new ones without telling you, you may have several potential rights depending on what you were told, what you agreed to, and what documents you signed. In general, a repair s...
What happens if a medical bill went to collections even though I was on a payment plan?
If a medical bill was sent to collections even though you were making payments under a payment plan, it may mean the provider or collection agency believes the account was still past due, the plan was not recorded correc...
What are my rights if my wages are being garnished but I never received notice about the student loan debt?
If your wages are being garnished for a student loan debt and you never received notice, that may raise important due process and debt-collection questions. In general, a creditor or collection agency usually must follow...
Do I have to pay a cancellation fee if the company never provided the service?
In general, whether you have to pay a cancellation fee if the company never provided the service depends on the contract, the company’s policies, and the facts of the situation. If you agreed to a cancellation fee in a v...
Can I sue a salon if a chemical treatment burned my scalp and caused hair loss?
In New Jersey, a salon injury like a chemical burn to the scalp and hair loss may sometimes lead to a legal claim, but the facts matter a lot. Whether a claim exists usually depends on what treatment was used, how the sa...
Is it legal for my spouse to contact my employer about the divorce?
In general, a spouse may contact your employer about a divorce, but that does not always mean the contact is harmless or proper. In Hawaii, as in other states, whether the contact is lawful usually depends on what the sp...
Can a Car Wash Be Liable for Scratches on My Vehicle?
Yes, a car wash in Texas may be liable for scratches on your vehicle in some situations, but liability is not automatic just because damage appeared after a wash. In general, the key question is whether the car wash acte...
What are my rights if my shipment was marked delivered but never arrived?
If a shipment is marked delivered but you never received it, you usually have the right to ask for an investigation, request proof of delivery, and seek a replacement or refund depending on the facts and the seller’s pol...
What are my rights if my insurance company delays paying my claim for over 90 days?
In Montana, a long delay in paying an insurance claim may raise concerns, but the exact rights and remedies usually depend on the type of insurance, the policy language, the reason for the delay, and the facts of the cla...
What are my rights if my school promised job placement and I never got the training they advertised?
If a school in Washington promised job placement, career training, or specific program benefits and did not deliver them, you may have potential rights under consumer protection, contract, or school-specific rules, depen...
What are my rights if an app recorded audio during a support call without clear notice?
In California, a call recording without clear notice can raise privacy and consent concerns, but the legal answer usually depends on the facts. The most important questions are whether the call was actually recorded, whe...
What are my rights if my landlord gave me an eviction notice after I reported code violations?
If you are in Maryland and your landlord gave you an eviction notice after you reported code violations, you may have protections against retaliatory eviction. In general, landlords cannot legally punish tenants just for...
Do I have to consent to being recorded during a telehealth appointment in California?
In California, the answer is often yes if someone wants to record a telehealth appointment that includes your voice or confidential medical conversation. California is generally considered a two-party consent state for r...
A delivery driver hit my mailbox and the company won’t respond. What’s my next move?
If a delivery driver damaged your mailbox in Tennessee and the company is not responding, the situation usually starts as a property-damage claim. In general, the key issue is whether you can show who caused the damage,...
Is it legal for my spouse to take my name off a joint bank account?
In general, it may be possible for a spouse to remove your name from a joint bank account, but the answer depends on how the account is titled, the bank’s own rules, and whether both account holders are required to make...