Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Do I have to pay a debt collector who refuses to send me a written notice?
In general, you do not have to ignore a debt collector just because the collector has not sent you a written notice. At the same time, a lack of written notice may matter a great deal when you are deciding whether the de...
What happens if my car is repossessed without prior notice?
If your car is repossessed without prior notice, that usually means the lender or repossession company took the vehicle because the loan may have been in default, and they did so without first giving you a warning on the...
What happens if my bank reverses a fraud claim after initially crediting my account?
If a bank initially credits your account for a fraud claim and then later reverses that credit, it usually means the bank finished its investigation and decided the transaction was not treated as fraudulent under its rul...
How do I handle a moving company that lost my $2,200 TV during a cross-state move?
If a moving company lost your TV during an interstate move, the first step is usually to gather every document connected to the move and the missing item. That often includes your bill of lading, inventory list, estimate...
Do I have to pay a dentist for a crown that fell off after 10 days?
In general, you may still owe a dentist for treatment even if a crown falls off after 10 days, but the answer depends on the facts, the dental office’s policies, and what was agreed to before treatment. In New Jersey, as...
Can I sue for defamation if someone falsely says online that I have an STD?
In Missouri, a false online statement that you have an STD may sometimes support a defamation claim, but the details matter a lot. In general, a defamation claim requires a false statement of fact, publication to a third...
Do I have to pay a parking garage ticket if the exit gate was broken and no attendant was there?
In general, you may still owe money for parking if you used a garage, but a broken exit gate and no attendant can raise questions about whether the garage can fairly enforce the charge. In Utah, the answer usually depend...
My Car Was Repossessed With My Personal Belongings Inside — How Do I Get Them Back?
If your car was repossessed in Georgia and your personal belongings were still inside, the lender or repossession company usually must allow you a reasonable opportunity to recover non-car items. In general, a repossessi...
What Are My Rights if Firestone’s $2,000 Repair Failed After a Few Months?
If a Firestone repair cost about $2,000 and then failed after only a few months, you may have several possible consumer-protection and warranty-related concerns under Florida law, depending on the facts. In general, a re...
Can I record a private call with a dealership after telling them I want the call recorded?
In Massachusetts, the answer usually depends on whether the other person consents to the recording. Massachusetts is generally treated as a two-party consent state for private conversations, which means recording a call...
Is it legal for my insurance to cancel my policy after a DUI conviction?
In general, yes, an insurance company may be allowed to cancel or choose not to renew a policy after a DUI conviction, depending on the policy language, state insurance rules, the timing, and the reason the insurer gives...
What happens if a business records calls for training but never gives customers notice?
In California, recording customer calls without notice can create serious legal risk. In general, California is a two-party consent state for confidential communications, which means a business usually cannot record a ca...
What are my rights if the harassment started after a small claims dispute with a contractor?
If harassment started after a small claims dispute with a contractor in Washington, you may have several legal protections depending on what the other person is doing and how serious the conduct is. In general, people ha...
How do I handle a situation where a debt collector recorded me without any warning?
If a debt collector recorded a call or conversation without warning, the first step is usually to stay calm and gather basic facts about what happened. In California, recording rules can be different from some other stat...
What are my rights if an online retailer refuses to refund a returned item worth $300?
If an online retailer refuses to refund a returned item, your rights usually depend on the retailer’s posted return policy, what was promised at checkout, the condition of the item, and whether the retailer actually rece...