Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
A delivery driver hit my mailbox and the company won’t respond. What’s my next move?
If a delivery driver damaged your mailbox in Tennessee and the company is not responding, the situation usually starts as a property-damage claim. In general, the key issue is whether you can show who caused the damage,...
Is it legal for my spouse to take my name off a joint bank account?
In general, it may be possible for a spouse to remove your name from a joint bank account, but the answer depends on how the account is titled, the bank’s own rules, and whether both account holders are required to make...
What happens if my student loan servicer lost my prior payment records?
If your student loan servicer lost records of your prior payments, that usually does not mean the payments never happened. In general, servicers are expected to keep account histories and apply payments correctly, but re...
What are my rights if my mechanic overcharged me by $800?
If a mechanic overcharged you by $800, you may have several general options depending on what happened, what was agreed to, and what proof you have. In Nebraska, as in other states, the first question is often whether th...
What are my rights if a contractor damages my property and refuses to fix it?
If a contractor damages your property and then refuses to correct the damage, you may have several possible rights under Alabama law, depending on the contract, the facts, and the type of damage involved. In general, a c...
Is it legal for a roommate to leave a phone recording in the kitchen during a private argument?
In Pennsylvania, whether a roommate may legally leave a phone recording in a kitchen during a private argument usually depends on the facts, especially where the conversation happened, whether the people involved expecte...
Do I have to keep paying a personal loan if the lender closed my online account and will not send statements?
In general, yes: closing your online account or stopping paper statements usually does not cancel a personal loan or end your duty to make payments. The loan contract still may remain in effect, and the balance may conti...
How do I get compensation for undisclosed defects in a rental property?
In California, a tenant who discovers undisclosed defects in a rental property may have several possible ways to seek compensation, but the available options usually depend on the facts, the lease terms, and whether the...
What are my rights if my bank denies a fraud claim on my debit card?
If a bank denies your debit card fraud claim, you usually still have rights to ask for an explanation, review the bank’s decision, and keep documenting what happened. In general, the key issue is whether the bank treated...
What are my rights if my insurance company undervalues my totaled car by $3,000?
If your insurance company says your car was totaled but offers less than you believe it was worth, you generally have the right to question the valuation and ask for a review. In New Jersey, the amount an insurer pays of...
What are my rights if my bank will not refund fraudulent debit card charges reported within two days?
If you reported fraudulent debit card charges within two days and your bank still will not refund the money, you may have consumer rights under federal law and possibly under your account agreement or state law. In gener...
Is it legal for debt collectors to call my parents about my student loans?
In general, a debt collector may be allowed to contact a parent about a student loan, but only in limited ways. Federal debt collection rules usually restrict collectors from discussing your debt with third parties. That...
Can I Sue a Travel Agency for Booking the Wrong Dates?
In general, you may have a legal claim if a travel agency books the wrong dates and that mistake causes financial loss or another measurable harm. Whether a claim exists usually depends on what the agency agreed to do, w...
How do I handle a business that recorded my call and shared it with a third-party vendor?
If a business recorded your call and then shared that recording with a third-party vendor, the first question is usually whether the recording itself was lawful and whether the later sharing was allowed. In Washington, c...
How do I prove a hidden camera captured private footage of me?
In North Carolina, proving that a hidden camera captured private footage of you usually depends on the available evidence, the location of the camera, and what the recording actually shows. In general, people often try t...