Legal Q&A

Bankruptcy, Debt & Consumer Protection

Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.

NY - New York

Do I have to pay my medical bills upfront while waiting for a personal injury settlement?

In general, you may still be responsible for medical bills while a personal injury claim is pending, even if you expect a settlement later. A claim against the person or company you say caused the injury does not usually...

NC - North Carolina

My Dog Was Injured at a Groomer — Can I Recover Vet Bills?

If your dog was injured at a groomer in North Carolina, you may be able to seek reimbursement for veterinary bills, but the answer usually depends on the facts, the evidence, and the legal theory involved. In general, pe...

MN - Minnesota

How do I handle a notice to quit for alleged drug activity by a guest I barely know?

If you receive a notice to quit in Minnesota that says a guest you barely know was involved in drug activity, take it seriously right away. A notice to quit is often the first step in a landlord’s effort to end a tenancy...

TX - Texas

Is it legal for a car dealer to add a warranty to my loan paperwork without explaining it?

In Texas, a dealer generally should not slip a warranty into your financing paperwork as though it were a routine term if you were not told about it. Whether it is lawful depends on what the paperwork says, what was disc...

WY - Wyoming

How do I take a pet sitter to small claims court for negligence?

If a pet sitter’s carelessness caused harm to your pet, property, or related expenses, a small claims case in Wyoming may be one possible way to try to recover money damages. In general, small claims court is designed fo...

OK - Oklahoma

What are my rights if my car was totaled and the insurer will not pay sales tax and registration fees?

If your car was totaled in Oklahoma, the amount the insurer pays for your property damage claim usually depends on the insurance policy, the type of coverage involved, and how the vehicle value is calculated. In many tot...

FL - Florida

Is it legal for a dealership to refuse to fix a warranty issue because I missed one oil change?

In general, a dealership or manufacturer may not be able to deny warranty coverage for every missed oil change automatically. The key question is usually whether the missed service actually caused or contributed to the p...

CA - California

Can I sue my landlord if I found a hidden camera inside my bedroom smoke detector?

If you found a hidden camera inside a smoke detector in your bedroom, that can raise very serious privacy and safety concerns. In California, a landlord generally is not allowed to secretly record a tenant in a private a...

VT - Vermont

What happens if my insurance policy was canceled without proper notice in Vermont?

If an insurance policy is canceled without proper notice, the policy may not have ended when the insurer says it did. In general, notice requirements matter because they are often part of the insurer’s legal and contract...

MN - Minnesota

How do I calculate lost wages after missing 12 days of work because of a store injury?

If you missed 12 days of work because of a store injury, lost wages are usually calculated by figuring out what you would have earned during that time if you had been able to work. In general, that can include regular ho...

OK - Oklahoma

How do I get my money back from a mechanic who replaced parts that did not fix the problem?

If a mechanic replaced parts but the original problem is still not fixed, there may be several general steps to consider. In Oklahoma, the first issue is usually whether the repair shop promised a specific result, made a...

SC - South Carolina

Do I have to pay student loans if I never finished the program?

In general, yes—if you signed a student loan agreement, you usually still have to repay the loan even if you never finished the program. The basic rule is that the obligation to repay often comes from the loan contract i...

IA - Iowa

How do I handle student loans if I became permanently disabled and cannot work?

If you became permanently disabled and can no longer work, there may be relief options for your student loans, but the right path depends on what kind of loans you have, who services them, and whether the loans are feder...

OH - Ohio

Can a store use hidden cameras in dressing rooms to prevent shoplifting?

In Ohio, a store generally should not place hidden cameras in a dressing room or other area where a customer has a strong expectation of privacy. Dressing rooms are usually treated as private spaces, and secretly recordi...

CA - California

What happens if I recorded a roommate admitting they stole money but did not ask for consent first?

In California, recording a conversation without asking for consent first can raise serious legal issues, even if the other person appears to confess to theft. California is generally a two-party consent state for confide...

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