Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if I received a 30-day notice after asking for repairs in writing?
If you are in Washington and you asked for repairs in writing, then got a 30-day notice afterward, that can raise concerns about whether the landlord is trying to end the tenancy because you asserted repair rights. In ge...
Is it legal for a towing company to tow my car from my assigned apartment space?
In Tennessee, a towing company may be allowed to tow a car from an apartment space that is assigned to a tenant, but the answer usually depends on the lease, the parking rules, the signage, the apartment community’s towi...
Can I record a repair technician inside my home if I tell them my camera records audio?
In California, recording a repair technician inside your home can raise privacy and consent issues, especially if the recording includes audio. Whether it is allowed often depends on what is being recorded, whether the t...
What are my rights if my retirement plan account was transferred to the state as abandoned?
In Maryland, if a retirement plan account is treated as abandoned and transferred to the state, you usually do not lose ownership of the money simply because it was turned over. In general, the state holds abandoned prop...
My storage unit had water damage and they say insurance was “required” but never explained. Who is responsible?
In Texas, responsibility for water damage in a storage unit usually depends on several things at once: the rental agreement, any insurance requirement in the contract, what caused the water damage, and whether the facili...
Can a Security Guard Legally Detain Me After I Showed Proof of Purchase?
In Utah, a security guard may sometimes stop or hold someone briefly, but only within the limits of the law and the guard’s authority. Showing proof of purchase may resolve the immediate concern, but it does not automati...
Can a Daycare Keep My Deposit If I Changed My Mind Before My Child Started?
In Connecticut, whether a daycare can keep your deposit if you changed your mind before your child started usually depends on the enrollment agreement, the center’s written policies, and the facts of how the deposit was...
A delivery driver hit my mailbox and the company won’t respond. What’s my next move?
If a delivery driver damaged your mailbox in Tennessee and the company is not responding, the situation usually starts as a property-damage claim. In general, the key issue is whether you can show who caused the damage,...
How do I enforce a small claims judgment against a business that closed?
If you won a small claims judgment against a business that later closed, enforcement can still be possible, but it often depends on what happened to the business, who owned it, and whether any assets or insurance remain....
How do I get compensation for undisclosed defects in a rental property?
In California, a tenant who discovers undisclosed defects in a rental property may have several possible ways to seek compensation, but the available options usually depend on the facts, the lease terms, and whether the...
What happens if the person harassing me says their messages are just free speech?
In general, saying “it’s free speech” does not automatically make harassment lawful. Under U.S. law, people have strong speech protections, but those protections are not unlimited. Communications that cross into threats,...
What are my rights if my insurance company undervalues my totaled car by $3,000?
If your insurance company says your car was totaled but offers less than you believe it was worth, you generally have the right to question the valuation and ask for a review. In New Jersey, the amount an insurer pays of...
Is it legal for a car dealer to add a warranty to my loan paperwork without explaining it?
In Texas, a dealer generally should not slip a warranty into your financing paperwork as though it were a routine term if you were not told about it. Whether it is lawful depends on what the paperwork says, what was disc...
A neighbor keeps using my trash bins and I’m getting overage fees. Any recourse?
If a neighbor is repeatedly using your trash bins and you are being charged extra fees, there may be practical and legal options, but the best response usually depends on the facts, the type of housing, and local Oregon...
What are my rights if a former client falsely called me a thief in an online review?
If a former client posted an online review falsely calling you a thief, that statement may raise defamation concerns under general U.S. law and Oklahoma law. In broad terms, a false statement of fact that harms your repu...