Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What happens if I recorded a roommate admitting they stole money but did not ask for consent first?
In California, recording a conversation without asking for consent first can raise serious legal issues, even if the other person appears to confess to theft. California is generally a two-party consent state for confide...
How do I deal with a home warranty company that keeps denying valid repair claims?
If a home warranty company keeps denying repair claims that you believe are covered, the first step is usually to gather and organize the policy, your claim records, repair invoices, photos, and all communications with t...
What Happens If a Company Refuses to Honor a Written Price Quote?
In general, if a company gives you a written price quote and later refuses to honor it, the situation may turn on what the quote said, whether it was meant to be binding, and what other communications or documents were e...
Can I Sue a Used Car Dealer for Selling Me a Stolen Motorcycle?
If a used car dealer in Louisiana sold you a motorcycle that turns out to be stolen, you may have legal claims, but the available claims depend heavily on the facts. In general, a buyer who unknowingly receives stolen pr...
Is it legal for a lender to charge late fees while my deferment request is pending?
In general, the answer depends on the loan documents, the lender’s policies, and whether the lender has formally approved the deferment. A pending deferment request does not always stop late fees by itself. In many situa...
Do I have to prove emotional distress in an online defamation case in Mississippi?
In general, emotional distress can be relevant in an online defamation case, but it is not always the only thing a person must prove. Whether you need to show emotional distress depends on the type of defamation claim, t...
Can a court settlement payment become unclaimed property if the law firm cannot reach me?
Yes, a court settlement payment can sometimes become unclaimed property if the money cannot be delivered to you and remains unclaimed for a period of time. In general, when a law firm or other holder is trying to distrib...
Is it legal for my private student lender to refuse any hardship option after I lost my job?
In general, yes — a private student lender may be allowed to refuse a hardship option after you lose your job, depending on the loan contract and the lender’s policies. Private student loans are usually governed by the p...
Do I have to pay for rental car damage that was noted before I drove off?
In general, if rental car damage was already noted before you drove off, that fact can matter a lot. If the company’s own records, inspection sheet, photos, or app check-in show the damage before you took possession, it...
What are my rights if my bank will not refund fraudulent debit card charges reported within two days?
If you reported fraudulent debit card charges within two days and your bank still will not refund the money, you may have consumer rights under federal law and possibly under your account agreement or state law. In gener...
A salon overprocessed my hair and it broke off. Can small claims cover this?
In New Jersey, a small claims court case may sometimes be used to seek money for salon hair damage, including a claim that a salon overprocessed hair and caused breakage. Whether small claims is a good fit usually depend...
Is it legal for a competitor to post fake Yelp reviews claiming my salon injured customers?
In general, no. If a competitor is posting fake online reviews that claim your salon injured customers, that can raise serious legal issues in Nevada and under federal law. False statements about a business may be treate...
How do I claim unclaimed property for a relative who died without a will?
In Iowa, unclaimed property belonging to a person who died without a will is usually claimed through the rules that apply to the person’s estate and to the state’s unclaimed property process. In general, that means you m...
Is it legal for a rental car company to charge hidden fees after return?
In general, a rental car company may charge fees after you return the vehicle if the charges were disclosed in the rental agreement, pricing terms, or other contract documents you accepted. The key issue is usually not w...
My bank reopened a closed account and charged overdraft fees. Is that allowed?
In general, a bank should not simply reopen a truly closed account and start charging new overdraft fees without some legal or contractual basis. But whether the bank’s actions are allowed often depends on the account ag...