Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I prove a hidden camera captured private footage of me?
In North Carolina, proving that a hidden camera captured private footage of you usually depends on the available evidence, the location of the camera, and what the recording actually shows. In general, people often try t...
How do I handle a home warranty company that keeps sending contractors but never fixes my AC?
If a home warranty company keeps sending contractors but your air conditioner still is not fixed, the first step is usually to document everything carefully. Keep copies of your warranty contract, repair requests, contra...
Can a prenuptial agreement protect me from my fiancé’s credit card debt?
In general, a prenuptial agreement may help set expectations about debts before marriage, but it does not automatically stop a creditor from trying to collect a debt that already exists or was incurred in ways the law tr...
Is it legal for a private student lender to refuse to provide the original promissory note?
In general, a private student lender may be able to refuse to hand over the original promissory note, depending on the loan terms, the lender’s recordkeeping, and the purpose of the request. In many consumer lending situ...
What are my rights if my upstairs neighbor’s pipe burst and ruined my furniture?
If an upstairs neighbor’s pipe burst and damaged your furniture, you may have rights to seek payment for the loss, but the source of those rights depends on the facts. In Maryland, claims of this type often involve prope...
How do I handle a warranty company that keeps delaying repairs for months?
If a warranty company keeps delaying repairs for months, the first step is usually to document everything carefully. Keep copies of the warranty, repair requests, inspection notes, emails, text messages, call logs, and a...
Can I sue a contractor for poor workmanship if I do not have a formal contract?
In Montana, and in many other states, the absence of a formal written contract does not always mean you have no legal claim against a contractor. In general, disputes over home repairs, renovations, or construction work...
Is it legal for a subscription service to require 30 days notice to cancel?
In general, a subscription service may be allowed to require 30 days’ notice to cancel if that term was clearly disclosed and is not otherwise prohibited by applicable law. In Utah, as in many states, the details usually...
Neighbor’s dog keeps getting loose and scratched my car. Can animal control help with property damage?
In Georgia, animal control may be able to help if a neighbor’s dog is repeatedly running loose, creating a nuisance, or violating local animal control rules. Whether animal control can do anything about the car damage it...
Do I have to pay a parking garage ticket if the exit gate was broken and no attendant was there?
In general, you may still owe money for parking if you used a garage, but a broken exit gate and no attendant can raise questions about whether the garage can fairly enforce the charge. In Utah, the answer usually depend...
Is it legal for a towing company to tow my car from my assigned apartment space?
In Tennessee, a towing company may be allowed to tow a car from an apartment space that is assigned to a tenant, but the answer usually depends on the lease, the parking rules, the signage, the apartment community’s towi...
My Roommate’s Cat Ruined My Mattress — Can I Make Them Pay for a Replacement?
In Texas, a roommate may sometimes be responsible if their pet damaged your mattress, but the answer usually depends on the facts. The key questions are who owned the mattress, who caused the damage, whether the roommate...
What Happens If a Company Refuses to Honor a Written Price Quote?
In general, if a company gives you a written price quote and later refuses to honor it, the situation may turn on what the quote said, whether it was meant to be binding, and what other communications or documents were e...
Can a Gym Charge Me After I Tried to Cancel My Membership?
In general, a gym in California may still charge you after you tried to cancel if the cancellation was not completed in the way the membership contract requires, if the gym had a lawful right to bill for a notice period...
What happens if my income driven repayment forgiveness date is listed as 2049?
If your income-driven repayment forgiveness date is listed as 2049, it usually means the loan servicer’s current records show that you may not reach forgiveness until that year under the repayment plan being tracked. In...