Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What Happens If a Company Refuses to Honor a Written Price Quote?
In general, if a company gives you a written price quote and later refuses to honor it, the situation may turn on what the quote said, whether it was meant to be binding, and what other communications or documents were e...
Can a Gym Charge Me After I Tried to Cancel My Membership?
In general, a gym in California may still charge you after you tried to cancel if the cancellation was not completed in the way the membership contract requires, if the gym had a lawful right to bill for a notice period...
What happens if my income driven repayment forgiveness date is listed as 2049?
If your income-driven repayment forgiveness date is listed as 2049, it usually means the loan servicer’s current records show that you may not reach forgiveness until that year under the repayment plan being tracked. In...
Can an internet company charge me for equipment I returned in person with a receipt?
In general, a company should not keep charging you for equipment that you actually returned, especially if you have proof such as a return receipt. But companies sometimes make billing mistakes, delay processing returns,...
Is it legal for a store employee to say I cannot take photos of the hazard after I fell?
In general, a store employee may tell you not to take photos, but that does not always mean you have no right to document the scene. In South Dakota, the answer can depend on where you are standing, who owns or controls...
What happens if a gym refuses to cancel my membership despite multiple written requests?
If a gym refuses to cancel your membership after you have made multiple written requests, the situation usually turns on the membership agreement, the cancellation method required by the contract, and any consumer protec...
What are my rights if a brokerage account was reported as abandoned even though I still receive statements?
If a brokerage account was reported as abandoned even though you still receive statements, that may raise questions about whether the account was actually inactive or whether the brokerage followed the proper abandonment...
Should I Try to Settle Credit Card Debt for a Parent With No Money or Assets?
In general, the answer depends less on whether you want to help and more on whether you are actually responsible for the debt. If the account is only in your parent’s name, you usually are not personally liable just beca...
Is it legal for police to question a minor without a parent present after reading Miranda rights?
In general, police may be able to question a minor without a parent present, even after giving Miranda warnings, depending on the circumstances and Indiana law. The fact that a parent is not in the room does not automati...
Do I have to say out loud that I am recording before a business call starts in California?
In California, the answer is usually yes if you are recording a confidential telephone or in-person communication and you do not already have the required consent. California is generally treated as a two-party consent s...
Do I have to pay taxes on student loans that are forgiven through PSLF?
In general, federal Public Service Loan Forgiveness (PSLF) is designed so that forgiven federal student loan debt is not treated the same way as regular taxable income. For many borrowers, the forgiven amount under PSLF...
Can I sue if the other driver’s insurance only pays for aftermarket parts?
In New Jersey, the answer may depend on what the damage claim is really worth, what kind of parts are being used, and whether the payment offered is enough to restore the vehicle to its pre-loss condition. In general, an...
Can I sue a neighbor for posting in a community group that I am a registered sex offender when I am not?
In Ohio, a false post that says you are a registered sex offender when you are not may sometimes support a civil claim, depending on exactly what was said, where it was posted, who saw it, and whether it caused harm. The...
What are my rights if my car was totaled and the insurer will not pay sales tax and registration fees?
If your car was totaled in Oklahoma, the amount the insurer pays for your property damage claim usually depends on the insurance policy, the type of coverage involved, and how the vehicle value is calculated. In many tot...
Is it legal for a body shop to charge storage fees while waiting on insurance approval?
In general, a body shop in Kentucky may be able to charge storage fees while a vehicle is waiting on insurance approval, but whether the charges are lawful usually depends on the repair agreement, notice given to the veh...