Legal Q&A

Civil Rights, Government & Administrative Law

Browse published legal information questions related to Civil Rights, Government & Administrative Law.

MA - Massachusetts

How do I dispute a student loan that appears on my credit report twice?

If a student loan appears twice on your credit report, it usually means the loan may be reported more than once by the same furnisher, by related servicers, or under slightly different account information. In general, th...

NC - North Carolina

How do I challenge a confession made after police ignored my request for an attorney?

In general, a confession may be challenged if police continued questioning after you clearly asked for a lawyer and the request should have stopped the interrogation. In North Carolina, as in other states, the details ma...

AL - Alabama

Can I sue in Alabama if someone used AI to make fake images of me online?

In Alabama, you may have possible civil claims if someone used AI to create and post fake images of you online, but the answer depends heavily on the facts. The legal issue is usually not just that the images were made w...

AZ - Arizona

Is it legal for my servicer to report me late while my income driven plan request is processing?

In general, a loan servicer may be able to report a payment as late if your account is actually delinquent under the rules that apply to your loan and servicing arrangement. A pending request for an income-driven repayme...

ID - Idaho

What are my rights if I signed a waiver without reading it carefully?

In general, signing a waiver does not automatically mean you lose every legal right connected to the situation. In Idaho, as in many states, a signed waiver may be treated as evidence that you agreed to its terms, even i...

MD - Maryland

What are my rights if I was burned by hot coffee because the lid was not attached correctly?

If you were burned by hot coffee because the lid was not attached correctly, you may have a potential claim under Maryland personal injury or product liability principles, depending on what caused the injury and who may...

AZ - Arizona

How do I handle a credit card company reopening a dispute after I thought the chargeback was final?

If a credit card company reopens a dispute after you believed the chargeback was final, the first step is usually to read every notice carefully and confirm what changed. In general, a payment dispute can be reopened if...

IA - Iowa

How do I file a claim if I was bitten by a dog at an Airbnb?

If you were bitten by a dog at an Airbnb in Iowa, the claim process usually starts with reporting the injury, getting medical care, and identifying who may be responsible. In many situations, a claim may involve more tha...

NE - Nebraska

How do I challenge statements made after hours of questioning without food or sleep?

If a statement was made after hours of questioning while a person was deprived of food or sleep, it may be possible to challenge whether the statement was voluntary. In criminal cases, courts usually look at the total ci...

IA - Iowa

How do I handle student loans if I became permanently disabled and cannot work?

If you became permanently disabled and can no longer work, there may be relief options for your student loans, but the right path depends on what kind of loans you have, who services them, and whether the loans are feder...

TN - Tennessee

What are my rights if my private student loan interest rate increased without clear notice?

If your private student loan interest rate increased without clear notice, you may have rights under your loan contract, general consumer-protection principles, and any notice rules that apply to your lender or servicer....

CA - California

Can I get student loan forgiveness if I have worked for a nonprofit hospital for 9 years?

Maybe, but it depends on the loan program, your employer status, your payment history, and whether your past service and payments meet the program rules. In general, working for a nonprofit hospital can be relevant to ce...

AL - Alabama

Is it legal for my landlord to shut off utilities to force me to leave?

In Alabama, a landlord generally should not shut off utilities as a way to pressure a tenant to move out. In many situations, turning off electricity, water, heat, or other essential services to force a tenant to leave m...

NY - New York

Do I have to consolidate FFEL loans to qualify for income driven forgiveness?

In general, many borrowers with older FFEL loans ask this question because FFEL loans do not always work the same way as newer federal student loans. Whether you must consolidate usually depends on the specific forgivene...

MD - Maryland

What are my rights if my student loan balance increased while I was in an approved deferment?

If your student loan balance increased while you were in an approved deferment, the first question is usually whether the increase was expected under the loan terms. In many student loan programs, some interest may keep...

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