Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
A neighbor keeps using my trash bins and I’m getting overage fees. Any recourse?
If a neighbor is repeatedly using your trash bins and you are being charged extra fees, there may be practical and legal options, but the best response usually depends on the facts, the type of housing, and local Oregon...
Do I have to use my own collision coverage while waiting for the other insurer to accept fault?
In New York, you usually do not have to use your own collision coverage just because the other driver’s insurer has not yet accepted fault. In general, whether you file a collision claim under your own policy is a choice...
What are my rights if my school promised job placement and I never got the training they advertised?
If a school in Washington promised job placement, career training, or specific program benefits and did not deliver them, you may have potential rights under consumer protection, contract, or school-specific rules, depen...
Do I have to pay for rental car damage that was noted before I drove off?
In general, if rental car damage was already noted before you drove off, that fact can matter a lot. If the company’s own records, inspection sheet, photos, or app check-in show the damage before you took possession, it...
Do I have to pay the ambulance bill after an accident someone else caused?
In general, yes—you may still be responsible for the ambulance bill even if another person caused the accident. The fact that someone else may have been at fault does not automatically stop the ambulance company, hospita...
Can I Sue My Roommate for Leaving Unpaid Rent?
In general, a roommate dispute over unpaid rent is a contract and shared-housing issue, not a criminal matter. In Massachusetts, whether you may be able to bring a civil claim usually depends on how the housing arrangeme...
Do I Have to Return Wrong Items Sent With My Buyee Order From Japan?
If Buyee or a seller sent you the wrong item, the answer is usually fact-specific. In general, whether you have to return it depends on the purchase terms, who made the mistake, what was delivered, and whether any return...
Can a Dealership Refuse to Return My Trade-In After Financing Fails?
In general, a dealership in Michigan may not be able to keep your trade-in just because financing did not go through, but the answer often depends on the paperwork you signed and how the deal was structured. In many car...
What are my rights if I was never served with the child support case paperwork?
If you were never properly served with child support case paperwork, you may have important due process concerns. In general, service of process is the formal way the court gives notice of a case and tells a person how t...
Do I Have to Pay HOA Fines If I Never Got the Violation Notice?
In general, whether you have to pay an HOA fine after not receiving the violation notice depends on the HOA’s governing documents, how notice was supposed to be delivered, and whether the association can show it followed...
Is it legal for a former tenant to post false claims that I illegally kept deposits?
In Hawaii, a former tenant generally may have some freedom to talk about a dispute, including saying they believe a landlord kept a deposit unfairly. But if the tenant posts statements that are false and presented as fac...
Is it legal for a car dealer to charge document fees that were not disclosed upfront?
In Texas, the answer usually depends on what the dealer disclosed, what the sales paperwork says, and whether the charge was accurately presented as part of the transaction. In general, a car dealer should not surprise a...
Is it legal for a company to automatically enroll me in a paid plan after a free trial ends?
In general, a company may be allowed to convert a free trial into a paid subscription if the terms were clearly disclosed and you agreed to them. The legal issue is usually not the automatic billing by itself, but whethe...
Can a towing company refuse card payment and keep adding storage fees?
In general, a towing company may be able to set the payment methods it accepts, but that does not automatically mean it can add unlimited storage fees or ignore other legal limits. The answer often depends on the tow con...
Dog sitter lost my dog during a weekend trip. What can I realistically recover?
If a dog sitter lost your dog during a weekend trip, you may be able to recover some of your financial losses, but the amount and type of recovery usually depend on the facts, the contract, and California law. In general...