Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
How do I cancel a monthly tutoring service that keeps billing after my child stopped attending?
If a tutoring company keeps charging you after your child stopped attending, the first step is usually to review the contract or membership terms you agreed to when you signed up. In many consumer service arrangements, t...
Can a Towing Company Charge Me Hundreds of Dollars for One Day?
In Mississippi, a towing company may be able to charge substantial fees for a single day, but whether the amount is reasonable depends on the facts. Towing bills can include more than the tow itself. They may also includ...
Is it legal for my spouse to take my name off a joint bank account?
In general, it may be possible for a spouse to remove your name from a joint bank account, but the answer depends on how the account is titled, the bank’s own rules, and whether both account holders are required to make...
What are my rights if my shipment was marked delivered but never arrived?
If a shipment is marked delivered but you never received it, you usually have the right to ask for an investigation, request proof of delivery, and seek a replacement or refund depending on the facts and the seller’s pol...
Do I have to pay a cancellation fee if the service provider rescheduled multiple times?
In general, maybe not—but it depends on the contract, the provider’s policies, and what happened before the cancellation. If a service provider repeatedly changed the appointment date or time, that may affect whether a c...
How do I handle a warranty company that keeps delaying repairs for months?
If a warranty company keeps delaying repairs for months, the first step is usually to document everything carefully. Keep copies of the warranty, repair requests, inspection notes, emails, text messages, call logs, and a...
I bought a mattress online and the return window ended before it fully expanded. Any rights?
In California, you may have some options, but the answer usually depends on the seller’s return policy, the product listing, and whether the mattress was defective or not as described. A mattress that arrives compressed...
My Ex Used My Credit Card After We Split — Is It Theft or a Civil Dispute?
In North Carolina, an ex using your credit card after a breakup can sometimes raise both criminal and civil issues, but it does not automatically mean theft. The answer usually depends on whether your ex was authorized t...
A neighbor keeps using my trash bins and I’m getting overage fees. Any recourse?
If a neighbor is repeatedly using your trash bins and you are being charged extra fees, there may be practical and legal options, but the best response usually depends on the facts, the type of housing, and local Oregon...
Do I have to use my own collision coverage while waiting for the other insurer to accept fault?
In New York, you usually do not have to use your own collision coverage just because the other driver’s insurer has not yet accepted fault. In general, whether you file a collision claim under your own policy is a choice...
What are my rights if my school promised job placement and I never got the training they advertised?
If a school in Washington promised job placement, career training, or specific program benefits and did not deliver them, you may have potential rights under consumer protection, contract, or school-specific rules, depen...
Do I have to pay for rental car damage that was noted before I drove off?
In general, if rental car damage was already noted before you drove off, that fact can matter a lot. If the company’s own records, inspection sheet, photos, or app check-in show the damage before you took possession, it...
Do I have to pay the ambulance bill after an accident someone else caused?
In general, yes—you may still be responsible for the ambulance bill even if another person caused the accident. The fact that someone else may have been at fault does not automatically stop the ambulance company, hospita...
Can I Sue My Roommate for Leaving Unpaid Rent?
In general, a roommate dispute over unpaid rent is a contract and shared-housing issue, not a criminal matter. In Massachusetts, whether you may be able to bring a civil claim usually depends on how the housing arrangeme...
Do I Have to Return Wrong Items Sent With My Buyee Order From Japan?
If Buyee or a seller sent you the wrong item, the answer is usually fact-specific. In general, whether you have to return it depends on the purchase terms, who made the mistake, what was delivered, and whether any return...