Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
A package locker malfunctioned and my package disappeared. Is the apartment complex responsible?
In Virginia, an apartment complex may be responsible for a missing package only in some situations, and the answer usually depends on the lease, the property’s rules, who controlled the locker system, and what caused the...
How do I get credit toward forgiveness for payments I made before consolidating?
In general, whether payments made before consolidation count toward forgiveness depends on the type of loan forgiveness program, the type of loans you had before consolidation, and the specific consolidation rules that a...
Do I have to preserve the device if I find a hidden camera in my hotel room?
If you find what looks like a hidden camera in a Pennsylvania hotel room, it is usually a good idea to preserve the device and the surrounding scene if you can do so safely. In general, the condition of the device, where...
Is it legal for a landlord to require all tenants to pay rent only through an app with a monthly fee?
In general, a landlord in North Dakota may try to set the methods tenants must use to pay rent, but that does not always mean every app-based payment rule is automatically enforceable. A requirement to use a specific app...
Can a Tow Company Charge Storage Fees While I’m Disputing the Tow?
In Illinois, a tow company may be able to charge storage fees while you are disputing the tow, but that usually depends on the type of tow, the agreement or notice provided, and whether the charges are otherwise authoriz...
What happens if I bought a mattress online and the company refuses to honor its 100-night trial?
If you bought a mattress online and the company refuses to honor a promised 100-night trial, the issue is usually about the seller’s contract terms and any consumer-protection rules that may apply in Delaware. In general...
Can I make a claim if a hit-and-run driver damaged my car in a grocery store parking lot?
If a hit-and-run driver damaged your car in a grocery store parking lot in Virginia, you may be able to make a claim, but the available options usually depend on what evidence exists and what insurance coverage you have....
My Apartment Flooded From the Unit Above — Who Pays for My Damaged Furniture?
In Illinois, the answer usually depends on what caused the flood, who may have been negligent, and what insurance coverage is available. If water came from the unit above, the upstairs tenant, the upstairs landlord, the...
Is it legal for a family member to record a private phone call about an inheritance dispute?
In California, the legality of recording a private phone call often depends on whether all parties to the call consented to the recording. California is generally treated as a two-party consent state, which means a perso...
What are my rights if my renters insurance denies a claim after my laptop was stolen from my car?
If your renters insurance denies a claim after your laptop was stolen from your car, you usually still have the right to ask for the reason in writing, review the policy language, and challenge the denial if it appears u...
Is it legal for the insurer to close my claim because I missed one phone call?
In general, an insurer may not be allowed to close or deny a claim just because you missed one phone call, but the answer depends on the insurance policy, the type of claim, and the facts of the communication history. A...
What are my rights if my school shut down and told students to enroll somewhere else?
If a school in Idaho shuts down and tells students to enroll somewhere else, your rights usually depend on the type of school, what contracts or enrollment documents you signed, and whether the closure was sudden or plan...
What are my rights if a rideshare driver damaged my luggage and the company denied responsibility?
If a rideshare driver damaged your luggage and the rideshare company denied responsibility, you may still have options, but the available rights usually depend on the facts, the company’s terms, and Washington law. In ge...
What happens if I recorded a roommate admitting they stole money but did not ask for consent first?
In California, recording a conversation without asking for consent first can raise serious legal issues, even if the other person appears to confess to theft. California is generally a two-party consent state for confide...
Do I have to report unclaimed property from a small business I closed five years ago?
In general, you may still have reporting duties after closing a small business, including in Oregon, if the business held money or other property that became unclaimed before it shut down or while records were still acti...