Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
My Storage Unit Auctioned My Stuff After Sending Notices to the Wrong Email — What Can I Do?
If a storage facility auctioned your belongings after sending notices to the wrong email address, there may be legal issues, but the answer depends heavily on the lease terms, the notice method used, and Georgia law. In...
Can a company escheat a refund check if I never cashed it?
In general, yes. If a refund check is issued to you and you never cash it, the company may eventually treat the money as unclaimed property and turn it over to the state under Virginia’s unclaimed-property rules. That pr...
Can I cancel a timeshare contract within 10 days if I signed it while on vacation?
In general, maybe—but it depends on the contract terms and the law that applies to your purchase. A timeshare agreement signed while on vacation is often a high-pressure transaction, and many timeshare purchases include...
How do I collect if I win a $1,200 small claims judgment and the business still refuses to pay?
If you win a small claims judgment in South Dakota and the business still does not pay, the judgment does not usually collect itself. A court judgment is a legal debt, but you generally still have to take collection step...
The roofer says the leak is “normal settling” three months after replacement. What can I do?
In Pennsylvania, a roof leak that appears a few months after a replacement may be frustrating, but the right response usually depends on what the contract promised, what the roof was supposed to do, and what evidence exi...
Can I Get a Refund If an Online Seller Sent Me a Fake Item?
If an online seller sent you a fake item, a refund may be possible in New Jersey, depending on the facts, the seller’s policies, and how the purchase was made. In many situations, receiving a counterfeit, knockoff, or ma...
What are my rights if a hotel overcharges me for minibar items I did not use?
If a hotel in Hawaii charges you for minibar items you did not use, you may have the right to dispute the charge and ask the hotel to correct the bill. In general, hotels should bill guests accurately for items actually...
A dealership ran my credit multiple times after I told them not to. Can I do anything?
Yes, possibly, but the answer depends on what exactly happened, what you agreed to, and how the dealership used your information. In general, a dealership may only have a lawful reason to access your credit if you gave p...
Do I have to pay student loans while I am in bankruptcy in Oregon?
In general, filing for bankruptcy does not automatically erase student loan debt. In many cases, student loans are treated differently from credit cards, medical bills, and other unsecured debts. That means you may still...
How do I get my deposit back from an event venue that canceled my party two weeks before the date?
If an event venue in Indiana canceled your party two weeks before the date, you will usually want to start by reviewing the written contract, any cancellation policy, and all messages between you and the venue. In genera...
What happens if I co-signed a car loan and the primary borrower stops making payments?
If you co-signed a car loan, you usually became equally responsible for the debt, even if you did not drive the car or receive the loan proceeds. If the primary borrower stops making payments, the lender will often look...
Do I have to stop recording if the other person says they do not consent?
In Florida, the answer often depends on what kind of recording is happening and where it is taking place. A person saying “I do not consent” does not always end the issue by itself, but it is a strong warning sign that t...
What Rights Does a Software Engineer Have After Building a Startup MVP Alone?
In general, a software engineer who builds a startup MVP alone may have rights related to compensation, ownership of the code, equity, credit, and contract enforcement, but the exact rights depend heavily on the facts. I...
Is it legal for my insurance to deny a claim because my teenage son was not listed on the policy?
In general, an insurance company may deny or limit a claim if the policy required household drivers, resident relatives, or teen drivers to be listed and they were not disclosed. Whether that denial is lawful usually dep...
Can I sue a restaurant if I chipped a tooth on a small rock in my salad?
In general, yes, it is possible to bring a claim if a foreign object in restaurant food causes a dental injury. But whether a restaurant may be legally responsible depends on the facts, the amount of harm, and the proof...