Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Is it legal for the other driver’s insurer to deny my claim without explaining why?
In general, an insurance company should not simply leave you guessing after denying a claim. In Arizona, as in many states, a denial is usually expected to be communicated in a way that gives at least some notice of the...
Can I sue a business if I found a hidden camera in a restroom stall?
If you found a hidden camera in a restroom stall, there may be civil legal claims against the business, the person who installed the camera, or both, depending on the facts. In Virginia, as in many states, a restroom is...
Can a used car dealership refuse to honor a 30-day warranty they advertised?
In general, a used car dealership may not be able to refuse to honor a 30-day warranty if it was actually advertised as part of the sale and became part of the deal. In Oregon, as in many states, advertising claims can m...
Can I sue a contractor without a written contract?
In general, yes, it may be possible to bring a claim against a contractor even if there is no written contract. In Montana, as in many states, some agreements can be formed orally or by conduct, depending on the facts. A...
How do I handle a pet boarding business that lost my dog’s medication and then charged me full price?
If a pet boarding business in Hawaii lost your dog’s medication and still charged you the full amount, the situation may involve contract issues, business practices, and possibly a dispute over damages or service quality...
What are my rights if my former friend secretly recorded me during a private conversation in their car?
If this happened in California, you may have privacy-related rights, but the answer depends heavily on the facts. California is generally a two-party consent state for confidential communications, which means a private c...
Is it legal to record a conversation in a coffee shop where other people could hear us?
In Pennsylvania, whether it is legal to record a conversation in a coffee shop usually depends on several factors, including whether you are a participant in the conversation, whether the people being recorded know about...
Can a Company Charge Me Again After a Refund Was Issued?
In general, a company may sometimes try to charge you again after a refund was issued, but whether it is allowed depends on the facts, the payment method, the company’s policies, and what happened with the original trans...
What happens if a dealership adds fees after I agreed on a price?
In general, if a dealership adds fees after you thought you had agreed on a price, the result depends on what was actually agreed to, what was written down, and whether you had already signed a final contract. In South C...
Do I have to prove the statement was fact and not opinion?
In many defamation disputes, yes — the distinction between a statement of fact and a statement of opinion can matter a great deal. In general, a false statement of fact is more likely to support a defamation claim than a...
My bank reopened a closed account and charged overdraft fees. Is that allowed?
In general, a bank should not simply reopen a truly closed account and start charging new overdraft fees without some legal or contractual basis. But whether the bank’s actions are allowed often depends on the account ag...
What are my rights if my student loan payment was auto drafted twice in one month?
If your student loan payment was auto drafted twice in one month, you may have rights to review the payment records, ask for an explanation, and request a correction if the extra draft was a mistake. In general, the firs...
What Can I Do If a Delivery Company Damaged My Property?
If a delivery company damaged your property, you may have options to ask for repair or replacement costs, submit a claim, or seek other remedies depending on the facts. In general, the most important first step is to doc...
What are my rights if my mechanic installed used parts instead of new ones without telling me?
If a mechanic installed used parts instead of new ones without telling you, you may have several potential rights depending on what you were told, what you agreed to, and what documents you signed. In general, a repair s...
Is It Legal for a Gym to Require Certified Mail to Cancel a Membership?
In general, a gym may be able to require a particular cancellation method if that requirement is clearly stated in the membership contract and does not violate applicable law. That means a certified mail requirement is n...