Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if my school shut down and told students to enroll somewhere else?
If a school in Idaho shuts down and tells students to enroll somewhere else, your rights usually depend on the type of school, what contracts or enrollment documents you signed, and whether the closure was sudden or plan...
What are my rights if a rideshare driver damaged my luggage and the company denied responsibility?
If a rideshare driver damaged your luggage and the rideshare company denied responsibility, you may still have options, but the available rights usually depend on the facts, the company’s terms, and Washington law. In ge...
What happens if I recorded a roommate admitting they stole money but did not ask for consent first?
In California, recording a conversation without asking for consent first can raise serious legal issues, even if the other person appears to confess to theft. California is generally a two-party consent state for confide...
What happens if a payday lender is still withdrawing money after I already paid the balance they quoted?
If a payday lender keeps taking money after you already paid the balance they quoted, it usually means there may be a payment-processing problem, a dispute about whether the account was actually paid in full, or an error...
Do I have to report unclaimed property from a small business I closed five years ago?
In general, you may still have reporting duties after closing a small business, including in Oregon, if the business held money or other property that became unclaimed before it shut down or while records were still acti...
What are my rights if my credit union says my account was dormant but I logged in online last year?
If a credit union says your account was dormant, but you believe you accessed it online last year, the first issue is usually what the credit union counts as “activity.” In many cases, a simple online login may or may no...
How do I handle a defamatory Glassdoor review by a former employee?
A false or misleading Glassdoor review by a former employee can be frustrating, especially if it affects hiring, reputation, or customer relationships. In general, the first step is to stay calm and avoid posting an angr...
What happens if my bank let an automatic subscription charge go through after I revoked authorization?
If you revoked authorization for an automatic subscription and your bank still let the charge go through, the situation may involve both the merchant and the bank. In general, whether money can be taken depends on how th...
Can I qualify for loan forgiveness if I worked part time at two qualifying nonprofits at the same time?
In general, you may be able to qualify for loan forgiveness if you worked part time at two qualifying nonprofits at the same time, but the answer depends heavily on the specific forgiveness program, the type of loans inv...
What Are My Rights If a Pawn Shop Lost My Item?
If a pawn shop lost your item in Nebraska, you may have rights based on your pawn contract, store policies, and general state consumer or property law principles. In many situations, the central issue is whether the pawn...
Do I have to pay a debt collector if the debt was already settled?
If a debt was already settled, you generally may not owe the full amount the collector is asking for. In many situations, a settlement means the creditor agreed to accept a reduced amount or a specific payment plan as fu...
What happens if my PSLF application was denied because my job title did not sound public service related?
If your PSLF application was denied because your job title did not sound public service related, that denial usually does not end the inquiry. In general, PSLF eligibility is not based only on how a job title sounds. Wha...
Is it legal for a private lender to sue me for a student loan from 12 years ago?
In general, a private lender may be able to sue over an unpaid student loan, even if the loan is old, but whether the lawsuit is legally allowed depends on several facts. The most important issue is usually the statute o...
Can a Home Warranty Company Keep Denying the Same Repair Claim?
A home warranty company may deny the same repair claim more than once if it believes the repair is still excluded under the contract, if the paperwork is incomplete, or if it thinks the problem has not been shown to be c...
Do I have to keep paying alimony after I file for bankruptcy in Montana?
In general, filing for bankruptcy does not stop an alimony obligation. Alimony, also called spousal support or maintenance, is usually treated differently from many other debts because family-support obligations are give...