Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What are my rights if a storage unit company auctioned my belongings even though I paid online the day before?
If a storage unit company auctioned your belongings after you paid online the day before, the first question is whether the payment was actually received, posted, and credited before the auction took place. In general, a...
Is it legal for a neighbor to point security cameras directly into my backyard in Alabama?
In Alabama, a neighbor may often use security cameras on their own property, but that does not always mean they can point them wherever they want. Whether a camera aimed at your backyard is lawful usually depends on the...
Do I have to pay for a broken appliance if it stopped working due to age?
In general, whether you have to pay for a broken appliance that stopped working due to age depends on what the appliance was, who owned it, and what agreement controlled the situation. In Indiana, as in many states, the...
How do I handle a subscription box company that refuses refunds for items shipped after cancellation?
If a subscription box company shipped items after you canceled and refuses a refund, the first step is usually to review the company’s cancellation policy, billing terms, and any confirmation you received. In many consum...
My Brand-New Motorcycle Keeps Stalling—Can I Demand Refund?
If a brand-new motorcycle keeps stalling, you may be wondering whether you can get your money back. In general, that depends on what the problem is, how serious it is, how many repair attempts the dealer or manufacturer...
What are my rights if a contractor leaves hazardous materials on my property?
If a contractor leaves hazardous materials on your property, you may have several possible rights under Alabama law and general contract, property, and tort principles. In general, you may be able to demand that the cont...
What are my rights if I am accused of damaging property because of someone’s race or religion?
If you are accused of damaging property because of someone’s race or religion, you generally have important rights, including the right to remain silent, the right to understand the accusations, and the right to defend y...
What happens if I found unclaimed property under my old address from 12 years ago?
If you found unclaimed property tied to an old address from 12 years ago, the main question is usually whether the property is actually yours, whether you still have a legal right to claim it, and whether the holder or s...
How do I handle a credit report error that is lowering my score by 80 points?
A credit report error that appears to be dropping your score by 80 points can be stressful, but it is usually something you can start addressing by checking each report carefully, gathering proof, and disputing the inacc...
How do I collect if I win a $1,200 small claims judgment and the business still refuses to pay?
If you win a small claims judgment in South Dakota and the business still does not pay, the judgment does not usually collect itself. A court judgment is a legal debt, but you generally still have to take collection step...
My Ex Won’t Remove My Name From a Joint Phone Plan — What Can I Do?
If your name is still on a joint phone plan after a breakup, the main issue is usually that the account holder and the phone carrier still see you as financially responsible for the account. In general, a joint plan can...
Is it legal for the insurance company to subtract old dents from my repair payment?
In general, an insurance company may try to reduce a repair payment if part of the damage was pre-existing, unrelated to the current claim, or not covered by the policy. In Nevada, as in many states, the key question is...
Can a Business Charge My Card Again After I Disputed the First Charge?
In general, a business may try to charge your card again after you dispute the first charge, but whether it is allowed depends on the facts, the payment method, the business’s policies, and any agreement you made. A seco...
What are my rights if a rideshare driver damaged my luggage and the company denied responsibility?
If a rideshare driver damaged your luggage and the rideshare company denied responsibility, you may still have options, but the available rights usually depend on the facts, the company’s terms, and Washington law. In ge...
What happens if a financing company reports late payments that I already disputed?
If a financing company reports late payments that you already disputed, the entry does not automatically disappear just because you raised a dispute. In general, the company and the credit reporting system may still keep...