Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What Can I Do If a Delivery Company Damaged My Property?
If a delivery company damaged your property, you may have options to ask for repair or replacement costs, submit a claim, or seek other remedies depending on the facts. In general, the most important first step is to doc...
What are my rights if my mechanic installed used parts instead of new ones without telling me?
If a mechanic installed used parts instead of new ones without telling you, you may have several potential rights depending on what you were told, what you agreed to, and what documents you signed. In general, a repair s...
Is It Legal for a Gym to Require Certified Mail to Cancel a Membership?
In general, a gym may be able to require a particular cancellation method if that requirement is clearly stated in the membership contract and does not violate applicable law. That means a certified mail requirement is n...
Can I take a roommate to court for leaving early and not paying their share of rent?
In Indiana, you may be able to take a roommate to court if they agreed to pay part of the rent and then left early without paying what they owed. In general, these disputes are handled as contract or debt claims, and the...
Is a No-Refund Policy Enforceable If the Business Canceled the Appointment?
In general, a business’s no-refund policy may be harder to rely on if the business itself canceled the appointment and did not provide the service that was paid for. That said, the answer often depends on the wording of...
Can an HOA fine me for weeds in a backyard nobody can see?
In Arizona, an HOA may sometimes fine a homeowner for weeds in a backyard even if neighbors or the street cannot easily see the yard. Visibility is often relevant, but it is not always the only thing that matters. The an...
How do I get compensation for undisclosed defects in a rental property?
In California, a tenant who discovers undisclosed defects in a rental property may have several possible ways to seek compensation, but the available options usually depend on the facts, the lease terms, and whether the...
What are my rights if my car insurance denies coverage due to a technicality in the policy?
If your car insurance company in Michigan denies coverage because of a policy technicality, you generally still have rights. A denial letter does not always mean the insurer’s decision is final or correct. In many situat...
What are my rights if my spouse refuses to disclose cryptocurrency accounts?
In Idaho, if you are dealing with a divorce, separation, or another property dispute, you generally have the right to ask for a full disclosure of marital finances, including cryptocurrency accounts, wallets, exchange ac...
My neighbor’s tree drops fruit all over my driveway and attracts rats. Any legal remedy?
In California, a neighbor’s tree dropping fruit onto your driveway can sometimes lead to a legal issue, but the answer usually depends on the facts. In general, tree branches, roots, leaves, and fruit that cross a proper...
Is it legal for my servicer to report me late while my income driven plan request is processing?
In general, a loan servicer may be able to report a payment as late if your account is actually delinquent under the rules that apply to your loan and servicing arrangement. A pending request for an income-driven repayme...
Is it legal for a tow company to refuse to release my car until I pay in cash?
In Indiana, a tow company may sometimes require payment before releasing a vehicle, but whether it can demand cash specifically depends on the facts, the towing arrangement, and any applicable contract, local rule, or le...
Can my employer deduct $250 from my last check for a laptop charger I returned late?
In general, an employer in Utah may not automatically take money from your final paycheck just because company property was returned late. Whether a deduction is allowed usually depends on the facts, the employer’s polic...
Can a Car Insurance Company Deny My Claim Because My Address Was Outdated?
In general, a car insurance company may try to deny or limit a claim if it believes your policy information was inaccurate, including your address. But an outdated address does not automatically mean a denial is proper....
Can I sue in Alabama if someone used AI to make fake images of me online?
In Alabama, you may have possible civil claims if someone used AI to create and post fake images of you online, but the answer depends heavily on the facts. The legal issue is usually not just that the images were made w...