Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Do I have to pay HOA fees if they were never disclosed before I signed the lease?
In Maryland, the answer often depends on what the lease says, who agreed to pay the fee, and whether the HOA charge was part of the rental terms at all. In general, a tenant is usually responsible only for charges the le...
How do I dispute a $700 ambulance bill that my insurance says should have been covered?
If your insurance company says an ambulance ride should have been covered but you still received a $700 bill, the first step is usually to identify where the breakdown happened. In many cases, the issue may involve the i...
My Employer Won’t Reimburse Required Work Supplies — Is That Legal?
In Illinois, the answer often depends on what the supplies were, whether they were truly required for the job, and how the employer’s policies or agreements are written. In general, employers may be able to require emplo...
How do I recover money from an old savings account my parents opened for me as a child?
If your parents opened a savings account for you as a child, the first question is usually whether the money is still in an active account, was closed out, or was transferred somewhere else. In general, the steps to reco...
What are my rights if a neighbor used a device to listen to my conversation inside my apartment?
If a neighbor used a device to listen to a private conversation inside your apartment, you may have legal rights under California law. In general, people have a strong expectation of privacy in their homes, and secretly...
Do I have to accept store credit instead of a refund for a defective product?
In general, whether you have to accept store credit instead of a refund for a defective product depends on the store’s return policy, the type of product, what was promised at the time of sale, and any applicable Arizona...
What happens if I bought a car from a private seller and later found out the odometer was rolled back?
If you bought a car from a private seller in Colorado and later learned the odometer may have been rolled back, that can be a serious issue. In general, an odometer rollback can affect the vehicle’s value, the accuracy o...
Can Employers or Businesses Keep Photocopies of Driver’s Licenses?
In general, a business or employer may ask to see your driver’s license to verify identity, age, driving privileges, or eligibility for a transaction or job duty. Whether it may keep a photocopy is a separate question an...
Can I sue if the other driver’s insurance only pays for aftermarket parts?
In New Jersey, the answer may depend on what the damage claim is really worth, what kind of parts are being used, and whether the payment offered is enough to restore the vehicle to its pre-loss condition. In general, an...
How do I identify an anonymous account that posted defamatory comments about my business?
In general, identifying an anonymous account that posted harmful comments about a business can be difficult, and the process usually depends on the platform, the available evidence, and the applicable law in North Caroli...
What are my rights if my voice recordings were used to train an AI narration tool?
If your voice recordings were used to train an AI narration tool, you may have several possible legal concerns, but the answer depends heavily on the facts. In general, the key issues are how the recordings were obtained...
Is it legal for a business to record my phone call in Alabama without telling me?
In general, the answer depends on how Alabama recording and privacy rules apply to the call, the people involved, and whether anyone on the call consented. In many states, phone call recording rules turn on whether one p...
What happens if a plumber caused water damage during a repair and refuses to give me their insurance information?
If a plumber in New Hampshire causes water damage during a repair and then refuses to give you insurance information, that can be frustrating, but it does not necessarily end your options. In general, you may still be ab...
What Civil Claims Apply When Packages Are Stolen During Delivery?
When a package is stolen during delivery, the possible civil claims often depend on who had the package, what the delivery terms said, and how the loss happened. In general, the most common legal theories may include bre...
Can a Security Guard Legally Detain Me After I Showed Proof of Purchase?
In Utah, a security guard may sometimes stop or hold someone briefly, but only within the limits of the law and the guard’s authority. Showing proof of purchase may resolve the immediate concern, but it does not automati...