Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
Can I bring a claim if I got food poisoning from a catered event and missed work?
If you got food poisoning after a catered event in Missouri and missed work, you may have a possible claim, but it depends on the facts. In general, a person who is harmed by contaminated food might pursue a claim based...
Is it legal for a dealership to add a $1,995 protection package after we agreed on the price?
In Colorado, a dealership usually cannot simply change the deal after you and the dealer have already agreed on the price, but the answer depends on what was actually agreed to, what was written, and whether you had alre...
What are my rights if a daycare charged me for a full month after I withdrew my child with two weeks’ notice?
In North Dakota, your rights usually depend first on the daycare agreement you signed and what it says about notice, tuition, refunds, and withdrawal. If the contract requires a full month’s notice, the daycare may be re...
What are my rights if a delivery company lost a $900 package and the retailer says it is not their problem?
If a delivery company lost your package, your rights usually depend on the sale terms, the shipping terms, who arranged the shipment, and whether the package was insured or declared with a value. In Alabama, as in many s...
Can an Ex-Wife Keep a Car That Belongs to Me in Colorado?
In Colorado, whether an ex-wife can keep a car that you believe belongs to you usually depends on who legally owns the vehicle and whether it is marital property, separate property, or subject to a court order. If the ca...
What are my rights if a company recorded my sales call after I said I did not consent?
If a company recorded your sales call after you clearly said you did not consent, that may raise legal issues in California. In general, California is a two-party consent state for many confidential communications, which...
How do I stop a subscription that keeps charging after cancellation?
If a subscription keeps charging after you canceled it, the first step is usually to gather proof that you canceled and to review the account terms you agreed to. In many cases, the issue is a billing error, a processing...
Do I have to pay for a subscription service that auto-renewed for $299 annually without notice?
In California, whether you have to pay for an auto-renewed subscription usually depends on the contract terms, how the renewal was disclosed, and what notice you received before the charge appeared. A subscription agreem...
How do I dispute a phone bill that includes $220 in roaming charges I never agreed to?
If your phone bill includes roaming charges you did not expect or did not agree to, the first step is usually to review the bill, your service plan, and any messages from the carrier about roaming policies. In general, a...
Can I sue if someone edited screenshots to make it look like I admitted to a crime?
In Virginia, edited screenshots that falsely make it look like you admitted to a crime may sometimes support a civil claim, but the exact legal theory depends on the facts. In general, the law looks at what was published...
How do I get a subpoena for records from a social media platform?
In general, getting records from a social media platform usually involves a subpoena, but the exact process depends on the type of records you want, the platform’s policies, and the court rules that apply in your New Mex...
Can a Payday Lender Keep Debiting My Account After I Revoked Authorization?
In general, once you revoke authorization for recurring debits, a payday lender should not keep pulling money from your account just because it once had permission. But what happens next can depend on how the authorizati...
What happens if my student loan servicer lost my prior payment records?
If your student loan servicer lost records of your prior payments, that usually does not mean the payments never happened. In general, servicers are expected to keep account histories and apply payments correctly, but re...
What are my rights if my loan forgiveness approval was later reversed?
If a loan forgiveness approval is later reversed, you may have important rights, but the exact rules can depend on the type of loan, the forgiveness program, the lender or servicer involved, and the facts of the reversal...
Is it legal for a tow company to refuse to release my car until I pay in cash?
In Indiana, a tow company may sometimes require payment before releasing a vehicle, but whether it can demand cash specifically depends on the facts, the towing arrangement, and any applicable contract, local rule, or le...