Bankruptcy, Debt & Consumer Protection
Browse published legal information questions related to Bankruptcy, Debt & Consumer Protection.
What happens if I bought a house in Alabama and discovered mold after closing?
If you bought a house in Alabama and found mold after closing, the legal and practical consequences usually depend on what the seller knew, what was disclosed, what your purchase contract says, and whether you had a chan...
Is it legal for a company to take a percentage of my unclaimed property recovery?
In general, a company may be allowed to charge a fee for helping recover unclaimed property, but the exact legality usually depends on Indiana law, the type of property involved, the contract terms, and how the company o...
Is it legal for an insurer to send payment directly to the lienholder after totaling my car?
In general, yes. If your car is financed or leased, the lienholder usually has a legal interest in the vehicle and the insurance proceeds tied to it. After a total loss, an insurer often may send some or all of the payme...
What are my rights if a hotel charged my card twice and will not reverse the duplicate charge?
If a hotel charged your card twice, the issue is usually treated as a billing dispute or duplicate charge problem. In general, you may have the right to ask the hotel to correct the error and to request a refund or rever...
Do I have to pay student loans if I was the victim of identity theft?
In general, if a student loan was taken out in your name because of identity theft, you may not be responsible for repaying that debt. But the answer often depends on who actually signed the loan documents, whether the l...
What happens if my security camera records audio of guests talking inside my living room?
In California, a security camera that records audio inside your living room can raise significant privacy issues, even if the camera was installed for home security. Whether the recording is lawful usually depends on the...
Is it legal for a tow yard to charge $95 per day after my car was towed from the crash scene?
In Indiana, a tow yard may be able to charge daily storage fees after a crash tow, but whether a $95 per day charge is legal usually depends on several facts. Those facts can include how the vehicle was towed, what the t...
Neighbor’s dog keeps getting loose and scratched my car. Can animal control help with property damage?
In Georgia, animal control may be able to help if a neighbor’s dog is repeatedly running loose, creating a nuisance, or violating local animal control rules. Whether animal control can do anything about the car damage it...
Do I have to call the police if I discover a hidden camera in an Airbnb rental?
If you discover a hidden camera in an Airbnb rental in New York, you generally are not legally required in every situation to call the police just because you found it. But in many cases, contacting law enforcement may b...
I bought a mattress online and the return window ended before it fully expanded. Any rights?
In California, you may have some options, but the answer usually depends on the seller’s return policy, the product listing, and whether the mattress was defective or not as described. A mattress that arrives compressed...
How do I make a personal injury claim for burns from a defective pressure cooker?
If a defective pressure cooker burned you, the general process usually starts with getting medical care and preserving evidence. In a product-related injury claim, people often try to show that the product was defective,...
What happens if my credit card dispute is rejected without investigation?
If a credit card dispute is rejected without investigation, it usually means the card issuer decided not to change the charge or issue a provisional credit based on the information it had at that time. In general, that d...
What happens if someone records a confidential conversation and posts a clip online?
In California, recording a confidential conversation and then posting a clip online can raise serious legal issues, but what happens depends heavily on the facts. The main questions usually are whether the conversation w...
Is it legal for the dog owner to threaten me for reporting the bite?
In general, no one is allowed to threaten, harass, or intimidate you just because you reported a dog bite. If a dog owner is angry about a report to animal control, the police, a landlord, or another authority, that does...
What happens if I co-signed a car loan and the primary borrower stops making payments?
If you co-signed a car loan, you usually became equally responsible for the debt, even if you did not drive the car or receive the loan proceeds. If the primary borrower stops making payments, the lender will often look...