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What happens if the at-fault party does not have enough insurance to cover damages?
https://legiswiki.com/en/p/10234/what-happens-if-the-at-fault-party-does-not-have-enough-insurance-to-cover-damages
If the at-fault party in a car accident does not have enough insurance to cover the damages, several consequences and outcomes can occur: Personal Financial Responsibility: The at-fault driver is personally responsible for paying any damages that exceed their insurance policy limits. For example,...
Legal options if the at-fault party's insurance coverage is insufficient
https://legiswiki.com/en/p/10204/legal-options-if-the-at-fault-partys-insurance-coverage-is-insufficient
If the at-fault party's insurance coverage is insufficient to cover your damages, you have several legal options to pursue compensation: 1. Use Your Own Uninsured/Underinsured Motorist Coverage (UM/UIM): If you have uninsured or underinsured motorist coverage as part of your own auto insurance polic...
What types of coverage allow the at-fault driver to receive compensation?
https://legiswiki.com/en/p/10230/what-types-of-coverage-allow-the-at-fault-driver-to-receive-compensation
Types of Coverage Allowing the At-Fault Driver to Receive Compensation In the context of car accidents, the at-fault driver can receive compensation through certain types of insurance coverage. Here are the relevant types: Collision Coverage: This type of coverage pays for damages to the at-fault...